Open the door to payment convenience today!

We offer many different types of checking accounts to fit your unique needs.
Read about them all and apply for your favorite.

Checking Details

 DirectBasicExtrasYouthMoney MarketNew Direction
Monthly Fee$0$2$6$0$01$10
VISA® ExpressCheck Card w/ Rewards2
Direct Deposit Required
FREE EStatements3
FREE Online & Mobile Banking
FREE Bill Pay4
Unlimited Check Writing
Earns Dividends5
FREE Checks6
Additional Benefits for Members age 55+7
Savings & Identity Theft Prevention Programs7
Minimum Deposit Required$5000$100
1 If account balance falls below $2,500, a $10 fee will be assessed monthly.
2 $200 daily limit for Youth; $400 daily limit for New Direction; $1,000 ATM and $2,500  Point of Sale daily limits for other accounts
3 $3 monthly fee if not enrolled in e-statements.
4 If EStatements are not activated, a $5 monthly fee will be assessed.
5 Based on average daily balance. Check here for dividend rates.
6 One free box of custom FedEx checks per year.
7 Click here for benefits of our Extras checking account. For additional benefits for members over 55, please click here.
Apply OnlineClick here to complete a membership application online.


Paper Application Click here for a paper membership application.


To transfer your checking account from another financial institution, please complete our convenient CheckSwitch Kit.  Sign and mail the completed form with appropriate funds to:

FedEx Employees Credit Association
Attn:  Member Services
2731 Nonconnah Blvd
Memphis, TN  38132

CheckSwitch Kit

First Time Check Orders

If you are sending a check order without an order form, please state the information to be printed on your checks, what check number to begin with, how many boxes of checks you need and what check design you would like (some accounts may limit the number of free checks that can be ordered). To view check designs visit a local branch or
Click here to visit

To Reorder Checks Online

For check orders and reorders, please verify your address and contact information with Harland before you order checks.

Click here to visit Harland Check Reorder

To Change  Or Place Check Orders

Click here to download the paper Check Order Form, complete and sign form, bring to a branch, or send it to:

FedEx Employees Credit Association
Attn: Electronic Payments
2731 Nonconnah Blvd
Memphis, TN 38132