Rates

RATES

SAVINGS

Share Savings

BalanceAnnual Percentage Yield
$500 - $999.990.03%
$1,000 - $2,999.990.08%
$3,000.00 and up0.10%

Share Certificates

TermAnnual Percentage Yield
Under $50,000.00
(Dividends Paid at Maturity)
6 months0.60%
12 months0.80%
24 months1.00%
36 months1.20%
48 months1.40%
60 months1.50%
$50,000.00 & up
(Dividends Paid Monthly)
6 months0.80%
12 months1.25%
24 months1.50%
36 months1.75%
48 months2.00%
60 months2.25%

Youth Share Certificates

TermAnnual Percentage Yield
Under $10,00012 Months0.75% + Youth Bonus

IRAs

Minimum BalanceAnnual Percentage Yield
Traditional$50.75%
Roth$50.75%

Coverdell ESA

  Annual Percentage Yield
0.75%

Club Accounts

  Annual Percentage Yield
0.10%

CHECKING

  Annual Percentage Yield
Basic Checking0.03%
Express Club Checking0.03%
Money MarketBalanceAnnual Percentage Yield
$5,000 - $9,999.990.50%
$10,000 - $24,999.990.50%
$25,000 - $49,999.990.50%
$50,000 - $99,999.990.75%
$100,000 or more1.00%

LOANS

Auto Loans

TermRates as low as:
Up to 36 months1.49% APR
37 - 60 months1.99% APR
61 - 72 months2.49% APR
73 - 84 months3.49% APR

Credit Cards

TypeAPR
VISA® Classic8.90% - 18.00%
VISA® Classic Secured6.50%
Premier VISA®Based on Prime as low as 8.75% APR

Personal Loans

  TypeAPR
Line of Credit7.99% and up
Signature Loan7.99% and up
12-12-12 Specialty Loan12.00%
Freedom Loan18.00%

Home Equity Line of Credit

TermAPR
Up to 15 years(Prime + 0%) - (Prime +1%)

Home Equity Loans

TermAPR
Up to 15 years 3.25% - 5.25%

RV/Plane/Boat/Motorcycle Loans

TermRates as low as:
24 - 60 months 7.29% APR
61 - 72 months8.29% APR
73 - 84 months9.29% APR

Land Loans

TermAPR
10 years7.25%
For information on 1st Mortgage Rates, please click here.

Lot Loans

TermAPR
2 years (Prime) - (Prime + 2%)
5 years(Prime + 1%) - (Prime + 3%)

*For additional information, please visit our disclaimer page.