RATE SCHEDULE
Rates Updated: August 16, 2023.
Rates are subject to change without notice
FEATURED RATES
5.74% APR & up
7.00% APR & up
6.29% APR & up
SAVINGS
Share Savings
| Balance | Annual Percentage Yield | |
| $500 - $999.99 | 0.01% | |
| $1,000 - $2,999.99 | 0.03% | |
| $3,000.00 and up | 0.05% |
Share Certificates
| Term | Annual Percentage Yield | |
| Under $50,000.00 (Dividends Paid at Maturity) | 6 months | 4.00% |
| 12 months | 4.00% | |
| 24 months | 3.50% | |
| 36 months | 3.25% | |
| 48 months | 3.00% | |
| | 60 months | 2.75% |
| $50,000.00 & up (Dividends Paid Monthly) | 6 months | 4.00% |
| 12 months | 4.00% | |
| 24 months | 3.50% | |
| 36 months | 3.25% | |
| 48 months | 3.00% | |
| 60 months | 2.75% | |
Youth Share Certificates
| Term | Annual Percentage Yield | |
| Under $10,000 | 12 Months | 4.00% + Youth Bonus |
IRAs
| Minimum Balance | Annual Percentage Yield | |
| Traditional | $5 | 0.75% |
| Roth | $5 | 0.75% |
Coverdell ESA
| Annual Percentage Yield | ||
| 0.50% | ||
Club Accounts
| Annual Percentage Yield | ||
| 0.05% | ||
CHECKING
| Balance | Annual Percentage Yield | |
| Basic Checking | 0.03% | |
| Extras Checking | 0.03% | |
| Money Market | Balance | Annual Percentage Yield |
| $5,000 - $9,999.99 | 1.45% | |
| $10,000 - $24,999.99 | 1.50% | |
| $25,000 - $49,999.99 | 1.55% | |
| $50,000 - $99,999.99 | 1.60% | |
| $100,000 or more | 1.75% |
LOANS
Auto Loans
| NEW Auto Loan Rates | ||
| Term | Rates as low as: | |
| Up to 36 months | 5.74% APR | |
| 37 - 60 months | 6.24% APR | |
| 61 - 72 months | 6.99% APR | |
| 73 - 84 months | 7.24% APR | |
| USED Auto Loan Rates | ||
| Term | Rates as low as: | |
| Up to 36 months | 5.99% APR | |
| 37 - 60 months | 6.99% APR | |
| 61 - 72 months | 7.24% APR | |
| 73 - 84 months | 7.49% APR | |
Credit Cards
| Type | APR | |
| VISA® Classic | As low as 9.90% | |
| VISA® Classic Secured | 6.50% | |
| Premier VISA® | As low as Prime + 4.00% |
Personal Loans
| Type | APR | |
| Line of Credit | 10.99% and up | |
| Signature Loan | 9.99% and up | |
| 12-12-12 Specialty Loan | 12.00% |
Home Equity Line of Credit
| Term | APR | |
| Up to 15 years | (Prime + 0%) - (Prime +1%) |
Home Equity Loans
| Term | APR | |
| Up to 15 years | 7.00% - 9.00% |
RV/Plane/Boat/Motorcycle Loans
| Term | Rates as low as: | |
| 24 - 60 months | 6.29% APR | |
| 61 - 72 months | 7.29% APR | |
| 73 - 84 months | 8.29% APR |
Land Loans
| Term | APR | |
| 10 years | 7.25% | |
| For information on 1st Mortgage Rates, please click here. |
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Lot Loans
| Term | APR | |
| 2 years | (Prime) - (Prime + 2%) | |
| 5 years | (Prime + 1%) - (Prime + 3%) |
APY = Annual Percentage Yield | APR = Annual Percentage Rate.
Rates are effective as of the date listed above.
Rates are subject to change without notice. Rates are based on an evaluation of credit history, so your rate may differ.
*For additional information, please visit our disclaimer page.
For a list of fees, visit our Account and Service Fees page.