Rates

 

Share Savings Account 
BalanceAnnual Percentage Yield
$500 - $999.990.03%
$1,000 - $2,999.990.08%
$3,000.00 and up0.10%
Checking Accounts  
Annual Percentage Yield
Basic Checking0.03%
Express Club Checking0.03%
Christmas & Vacation Club Accounts  
Annual Percentage Yield
0.10%
Money Market* 
BalanceAnnual Percentage Yield
$5,000 - $9,999.990.10%
$10,000 - $24,999.990.15%
$25,000 - $49,999.990.25%
$50,000 - $99,999.990.35%
$100,000 or more0.40%

IRA Share  
Minimum BalanceAnnual Percentage Yield
Traditional$50.75%
Roth$50.75%
Coverdell Education Savings Account (ESA)  
Annual Percentage Yield
0.7500%
Share Certificate*  
TermAnnual Percentage Yield
Under $10,000.00 - Tier 16 months0.35%
12 months0.45%
24 months0.60%
36 months0.90%
48 months1.10%
60 months1.40%
$10,000.00 & up - Tier 26 months0.45%
12 months0.60%
24 months0.75%
36 months1.00%
48 months1.20%
60 months1.50%
Youth Share Certificates*  
TermAnnual Percentage Yield
Under $10,00012 Months0.35% + Youth Bonus
Jumbo Share Certificates*   
(Dividends paid monthly) Annual Percentage Yield
$50,000 & up 12 months 0.60%
24 months0.75%
36 months1.10%
48 months1.40%
60 months1.75%

Auto Loan Rates*  
TermRates as low as:
24 - 36 months1.49% APR
37 - 60 months1.99% APR
61 - 72 months2.49% APR
73 - 84 months3.49% APR
Motorized/Non-Motorized Recreational New/Used Vehicles*  
TermRates as low as:
24 - 60 months 7.29% APR
61 - 72 months8.29% APR
73 - 84 months9.29% APR
Motorcycle Loan Rates*   
TermRates as low as:
24 - 60 months 7.29% APR
61 - 72 months8.29% APR
73 - 84 months9.29% APR

Personal Loans* 
APR
Line of Credit7.99% and up
Signature Loan7.99% and up
12-12-12 Specialty Loan12.00%
Freedom Loan18.00%

Home Equity Line of Credit*  
HELOCAPR
Up to 15 years(Prime + 0%) - (Prime +1%)
Home Equity Loans*  
TermAPR
up to 15 years 3.25% - 5.25%
Land Loans*  
TermAPR
2 years (Prime) - (Prime + 2%)
5 years(Prime + 1%) - (Prime + 3%)
For information on 1st Mortgage Rates, please click here.


Lot Loans*
TermAPR
2 years (Prime) - (Prime + 2%)
5 years(Prime + 1%) - (Prime + 3%)

VISA® Classic Credit Card  
TypeRate
VISA® Classic8.90% - 18.00%
VISA® Classic Secured6.50%

*For additional information, please visit our disclaimer page.