Rates

 

Share Savings Account
BalanceAnnual Percentage Yield
$500 - $999.990.03%
$1,000 - $2,999.990.08%
$3,000.00 and up0.10%
..
Checking Accounts
.Annual Percentage Yield
Basic Checking0.03%
Express Club Checking0.03%
..
Christmas & Vacation Club Accounts
Annual Percentage Yield
0.10%
..
Money Market*
BalanceAnnual Percentage Yield
$5,000 - $9,999.990.30%
$10,000 - $24,999.990.35%
$25,000 - $49,999.990.40%
$50,000 - $99,999.990.45%
$100,000 or more.0.55%

IRA Share
Minimum BalanceAnnual Percentage Yield
Traditional$50.75%
Roth$50.75%
Coverdell Education Savings Account (ESA)  
Annual Percentage Yield
0.75%
Share Certificate*
TermAnnual Percentage Yield
Under $50,000.00 - Tier 16 months0.60%
12 months0.80%
24 months1.00%
36 months1.20%
48 months1.40%
60 months1.50%
$50,000.00 & up - Tier 2 (Dividends Paid Monthly)6 months0.80%
12 months1.00%
24 months1.20%
36 months1.40%
48 months1.50%
60 months1.85%
Youth Share Certificates*  
TermAnnual Percentage Yield
Under $10,00012 Months0.80% + Youth Bonus

Auto Loan Rates*
TermRates as low as:
24 - 36 months1.49% APR
37 - 60 months1.99% APR
61 - 72 months2.49% APR
73 - 84 months3.49% APR
Motorized/Non-Motorized Recreational New/Used Vehicles*
TermRates as low as:
24 - 60 months 7.29% APR
61 - 72 months8.29% APR
73 - 84 months9.29% APR
Motorcycle Loan Rates*
TermRates as low as:
24 - 60 months 7.29% APR
61 - 72 months8.29% APR
73 - 84 months9.29% APR

Personal Loans* 
APR
Line of Credit7.99% and up
Signature Loan7.99% and up
12-12-12 Specialty Loan12.00%
Freedom Loan18.00%

Home Equity Line of Credit*
HELOCAPR
Up to 15 years(Prime + 0%) - (Prime +1%)
Home Equity Loans*
TermAPR
up to 15 years 3.25% - 5.25%
Land Loans*
TermAPR
2 years (Prime) - (Prime + 2%)
5 years(Prime + 1%) - (Prime + 3%)
For information on 1st Mortgage Rates, please click here.


Lot Loans*
TermAPR
2 years (Prime) - (Prime + 2%)
5 years(Prime + 1%) - (Prime + 3%)

VISA® Classic Credit Card
TypeRate
VISA® Classic8.90% - 18.00%
VISA® Classic Secured6.50%

*For additional information, please visit our disclaimer page.