Rates

RATE SCHEDULE

 

SAVINGS

Share Savings

BalanceAnnual Percentage Yield
$500 - $999.990.01%
$1,000 - $2,999.990.03%
$3,000.00 and up0.05%

Share Certificates

TermAnnual Percentage Yield
Under $50,000.00
(Dividends Paid at Maturity)
6 months0.60%
12 months0.70%
24 months0.80%
36 months0.90%
48 months1.00%
60 months1.10%
$50,000.00 & up
(Dividends Paid Monthly)
6 months0.70%
12 months0.80%
24 months0.90%
36 months1.00%
48 months1.10%
60 months1.20%

Youth Share Certificates

TermAnnual Percentage Yield
Under $10,00012 Months.70% + Youth Bonus

IRAs

Minimum BalanceAnnual Percentage Yield
Traditional$50.50%
Roth$50.50%

Coverdell ESA

  Annual Percentage Yield
0.50%

Club Accounts

  Annual Percentage Yield
0.05%

CHECKING

 BalanceAnnual Percentage Yield
Basic Checking0.03%
Extras Checking0.03%
Money MarketBalanceAnnual Percentage Yield
$5,000 - $9,999.990.10%
$10,000 - $24,999.990.10%
$25,000 - $49,999.990.20%
$50,000 - $99,999.990.25%
$100,000 or more0.50%

LOANS

Auto Loans

NEW Auto Loan Rates
TermRates as low as:
Up to 36 months1.99% APR
37 - 60 months2.49% APR
61 - 72 months2.99% APR
73 - 84 months3.49% APR
USED Auto Loan Rates
TermRates as low as:
Up to 36 months2.99% APR
37 - 60 months3.49% APR
61 - 72 months4.49% APR
73 - 84 months5.49% APR

Credit Cards

TypeAPR
VISA® Classic8.90% - 18.00%
VISA® Classic Secured6.50%
Premier VISA®Based on Prime as low as 7.25% APR

Personal Loans

  TypeAPR
Line of Credit7.99% and up
Signature Loan7.99% and up
12-12-12 Specialty Loan12.00%
Freedom Loan18.00%

Home Equity Line of Credit

TermAPR
Up to 15 years(Prime + 0%) - (Prime +1%)

Home Equity Loans

TermAPR
Up to 15 years 3.25% - 5.25%

RV/Plane/Boat/Motorcycle Loans

TermRates as low as:
24 - 60 months 7.29% APR
61 - 72 months8.29% APR
73 - 84 months9.29% APR

Land Loans

TermAPR
10 years7.25%
For information on 1st Mortgage Rates, please click here.

Lot Loans

TermAPR
2 years (Prime) - (Prime + 2%)
5 years(Prime + 1%) - (Prime + 3%)

 

*For additional information, please visit our disclaimer page.

CONTACT US

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JOIN US

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LOCATE US

Find our branches & ATMs

The drive-up ATM at the Nonconnah Branch is temporarily out of order.
The walk-up ATM remains available.

For the safety of our members, certain branch lobbies are temporarily closed.
Currently only the DFW, Harrison, Indianapolis, Dexter and Nonconnah branches are open.

If you prefer, you may request an appointment at the following locations:

To avoid longer than usual wait times, we encourage members to access their accounts remotely by logging in online or by using our mobile app.

Call Center Information:
(800) 228-8513 or (901) 344-2500 within the Memphis area

Mon-Fri, 7:30am-10:00pm central
Sat, 9:00am-5:00pm central
Sun, 9:00am-5:00pm central