Rates
Rates
| Share Savings Account | ||
|---|---|---|
| Balance | Annual Percentage Yield | |
| $500 - $999.99 | 0.03% | |
| $1,000 - $2,999.99 | 0.08% | |
| $3,000.00 and up | 0.10% | |
| . | . | |
| Checking Accounts | ||
|---|---|---|
| . | Annual Percentage Yield | |
| Basic Checking | 0.03% | |
| Express Club Checking | 0.03% | |
| . | . | |
| Christmas & Vacation Club Accounts | ||
|---|---|---|
| Annual Percentage Yield | ||
| 0.10% | ||
| . | . | |
| Money Market* | ||
|---|---|---|
| Balance | Annual Percentage Yield | |
| $5,000 - $9,999.99 | 0.30% | |
| $10,000 - $24,999.99 | 0.35% | |
| $25,000 - $49,999.99 | 0.40% | |
| $50,000 - $99,999.99 | 0.45% | |
| $100,000 or more | . | 0.55% |
| IRA Share | ||
|---|---|---|
| Minimum Balance | Annual Percentage Yield | |
| Traditional | $5 | 0.75% |
| Roth | $5 | 0.75% |
| Coverdell Education Savings Account (ESA) | ||
|---|---|---|
| Annual Percentage Yield | ||
| 0.75% | ||
| Share Certificate* | ||
|---|---|---|
| Term | Annual Percentage Yield | |
| Under $50,000.00 - Tier 1 | 6 months | 0.60% |
| 12 months | 0.70% | |
| 24 months | 1.00% | |
| 36 months | 1.20% | |
| 48 months | 1.30% | |
| 60 months | 1.50% | |
| $50,000.00 & up - Tier 2 (Dividends Paid Monthly) | 6 months | 0.70% |
| 12 months | 0.80% | |
| 24 months | 1.20% | |
| 36 months | 1.40% | |
| 48 months | 1.50% | |
| 60 months | 1.85% | |
| Youth Share Certificates* | ||
|---|---|---|
| Term | Annual Percentage Yield | |
| Under $10,000 | 12 Months | 0.70% + Youth Bonus |
| Auto Loan Rates* | ||
|---|---|---|
| Term | Rates as low as: | |
| 24 - 36 months | 1.49% APR | |
| 37 - 60 months | 1.99% APR | |
| 61 - 72 months | 2.49% APR | |
| 73 - 84 months | 3.49% APR | |
| Motorized/Non-Motorized Recreational New/Used Vehicles* | ||
|---|---|---|
| Term | Rates as low as: | |
| 24 - 60 months | 7.29% APR | |
| 61 - 72 months | 8.29% APR | |
| 73 - 84 months | 9.29% APR | |
| Motorcycle Loan Rates* | ||
|---|---|---|
| Term | Rates as low as: | |
| 24 - 60 months | 7.29% APR | |
| 61 - 72 months | 8.29% APR | |
| 73 - 84 months | 9.29% APR | |
| Personal Loans* | |
|---|---|
| APR | |
| Line of Credit | 7.99% and up |
| Signature Loan | 7.99% and up |
| 12-12-12 Specialty Loan | 12.00% |
| Freedom Loan | 18.00% |
| Home Equity Line of Credit* | ||
|---|---|---|
| HELOC | APR | |
| Up to 15 years | (Prime + 0%) - (Prime +1%) | |
| Home Equity Loans* | ||
|---|---|---|
| Term | APR | |
| up to 15 years | 3.25% - 5.25% | |
| Land Loans* | ||
|---|---|---|
| Term | APR | |
| 2 years | (Prime) - (Prime + 2%) | |
| 5 years | (Prime + 1%) - (Prime + 3%) | |
For information on 1st Mortgage Rates, please click here. |
||
| Lot Loans* | ||
|---|---|---|
| Term | APR | |
| 2 years | (Prime) - (Prime + 2%) | |
| 5 years | (Prime + 1%) - (Prime + 3%) | |
| VISA® Classic Credit Card | ||
|---|---|---|
| Type | Rate | |
| VISA® Classic | 8.90% - 18.00% | |
| VISA® Classic Secured | 6.50% | |
*For additional information, please visit our disclaimer page.
