Vehicle Loans

Extended Auto Warranty


We all enjoy the thrill of a brand new car, truck, or SUV and the Credit Association can finance it for you. With affordable rates and convenient repayment options, our vehicle loan is just what you need.

Apply Online

Loans by Phone – 901-332-9232 or 800-833-3544

Auto Loans

We provide financing for new and used cars, trucks, and vans with several loan options that will fit your budget.

  • 100% financing*
  • Competitor rate match up to 1% below your Credit Association approved rate
  • Rates starting as low as 1.49% APR
  • Terms up to 84 months*

New/Used Credit Restoration Auto Loans

If you’ve filed for a bankruptcy that has been discharged and did not affect any of your obligations to FedEx Employees Credit Association, you may be eligible for financing a new/used vehicle.  Contact our loan department for more information about this loan type.

First Time Auto Buyer Program

We offer a special lending program just for those who are financing a vehicle for the first time. If you have limited credit, let us help you get into your first new or used vehicle. Checking account with direct deposit is required. Talk to us for details.

New/UsedAs low as 1.49%24-36 months
New/UsedAs low as 2.99%37-84 months
Credit RestorationAs low as 7.99%Up to 60 months
First TimeAs low as 6.99%Up to 60 months

*For additional information, please refer to our disclaimer page.