This account is your gateway to membership in our credit association. As a financial cooperative, we’re owned by our members.  Your $25.00 opening deposit is your “par value share” – i.e. your ownership stake – in FECA.  So you will need to maintain it in your savings account the entire time you’re a member.

More than just an “entry” account, your share savings is a dividend-paying account designed to help you easily hit your savings goals.  Conveniently grow your balance by setting up automatic payroll deductions or automatic transfers from your checking account.


BalanceAnnual Percentage Yield
$500 - $999.990.01%
$1,000 - $2,999.990.03%
$3,000.00 and up0.05%


Call, Email or Message


Become a member


Find our branches & ATMs

The drive-up ATM at the Nonconnah Branch is temporarily out of order.
The walk-up ATM remains available.

For the safety of our members, certain branch lobbies are temporarily closed.
Currently only the DFW, Harrison, Indianapolis, Dexter and Nonconnah branches are open.

If you prefer, you may request an appointment at the following locations:

To avoid longer than usual wait times, we encourage members to access their accounts remotely by logging in online or by using our mobile app.

Call Center Information:
(800) 228-8513 or (901) 344-2500 within the Memphis area

Mon-Fri, 7:30am-10:00pm central
Sat, 9:00am-5:00pm central
Sun, 9:00am-5:00pm central