SAVINGS Club Accounts


Christmas Club Account. Don’t wait until December to start saving for the holidays!  Open a Christmas Club Account any time during the year, and start making deposits via payroll deduction, online deposit or transfer, or by phone.  Your account earns dividends, and matures the 3rd Wednesday in October – that’s when the balance will automatically transfer to your primary savings account for spending.  To help you resist the urge to dip into these savings any earlier, there’s a $5 charge per transaction for early withdrawals.

Vacation Club Account.  It’s never too early to start saving for that trip you’ve always wanted to take and we’ve made it easy for you.  Simply open Vacation Club account, set up payroll deductions or a recurring online transfer.  Pick a maturity date for the funds to transfer to your Share Savings and you’ll have the cash you need to head out on your adventure or getaway.  Oh, and did we mention it earns dividends?

Since it’s designed as a non-transactional account – and to help you resist the urge to dip into these savings before maturity – there’s a $5 charge per transaction for early withdrawals/transfers. 


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Find our branches & ATMs

For the safety of our members, certain branch lobbies are temporarily closed or have limited access.
Currently Collierville, Hacks Cross, Harrison, & Pittsburgh Branches are CLOSED.

Three branches are open but are available by appointment only:

Due to closed branches, our call-center is experiencing a high call volume.
To avoid longer than usual wait times, we encourage members to access their accounts remotely by logging in online or by using our mobile app.

Call Center Information:
(800) 228-8513 or (901) 344-2500 within the Memphis area Mon-Fri, 7:30am-10:00pm central
Sat, 9:00am-5:00pm central
Sun, 9:00am-5:00pm central