Youth Programs
Youth Programs
It’s never too early to start your financial journey.
Making informed financial decisions starts with learning about the basics of money management at an early age. FECA’s younger members with Youth Accounts are automatically enrolled in one of our youth programs.
Through our partnership with BALANCE, we provide fun and educational programs designed to help raise the next generation of money-smart members.
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Requirements | Fees | Benefits |
---|---|---|
For Youth ages 15-22 | $0 | Youth Program |
Youth Membership | ||
Safeguards: $400 daily limits, overdraft protection, and more | ||
Youth rate bonus on Share Certificates1 | ||
Free EStatements | ||
Free Online & Mobile Banking | ||
Bill Pay | ||
Unlimited Check Writing | ||
VISA® ExpressCheck Card w/ Rewards2 |

2 Youth Bonus = add your age at account opening in basis points to the dividend rate.
Youth 7-12
M3 Money Club
Get access to an age-appropriate comic book an interactive website full of kid-friendly financial content, quizzes, comics and more!
Your kids will join superheroes Cash and Violet in adventures to stop the Evil Dr. Spendit! As M3 cadets, they’ll learn valuable skills needed to make smart money decisions. And they’ll have tons of fun doing it. There’s even a section for parents with tips on teaching children about money.
M3 Money Club Features
• Share Savings Account
• Share Certificate youth rate bonus 1
• Quarterly Comic Book
Before you go...
The website you are linking to is not operated by FedEx Employees Credit Association.
We are not responsible for any content or information posted to this external website.
FedEx Employees Credit Association is not responsible for, nor do we represent you or the
external website if you enter into any agreements.
Privacy and Security policies may differ between our website and this external website.


Youth 13-22
Elements of Money
You want to help your teen grow into a financially responsible adult – we do too! Get a newsletter and an interactive website designed especially for teens to help them better understand the many options they have as financial consumers.
Content resources include monthly podcasts, financial articles, videos, social media, apps, education modules, and quizzes.
Elements of Money Features
- Share Savings Account
- Youth Checking Account
- No fee ATM Card (13-14) or Debit Card (15+)
- Share Certificate youth rate bonus
- Quarterly Newsletter
Before you go...
The website you are linking to is not operated by FedEx Employees Credit Association.
We are not responsible for any content or information posted to this external website.
FedEx Employees Credit Association is not responsible for, nor do we represent you or the
external website if you enter into any agreements.
Privacy and Security policies may differ between our website and this external website.
M3 Money Club Newsletter
Elements of Money Newsletter
Ready to get your kids started on their financial journey?
There are so many great reasons to carry a FECA Visa® Classic credit card.
No annual Fees Low interest rates Rewards for everyday use Security from fraud