Boat & Yacht Loans
Boat Loans & Watercraft Financing
Financing your boat should be smooth sailing.
Dream of feeling the wind in your hair as you glide across the water? Want to spend the day with friends and family around the lake? Do you dream of spending peaceful mornings silently casting as the sun? Few things capture the memories like being on the open water.
Ready to hit the open water?
If it floats, we finance it. Whether you fish, wakeboard, or sail, FECA can help your adventures begin. New or used, purchase or refinance, we’ll help you create the loan that fits your budget.
What Type of Recreational Vehicle Do We Finance?
If it floats, we finance it!
- New and used outboard fishing boats, ski boats, pontoon and deck boats, power boats, sailboats, cabin cruisers, and yachts.
- New and used Jetskis, Seadoos, and other watersport craft.
- Refinancing boat loans
- Boat insurance
Boat Financing
New – 100% financing on new boats.
Used – up to the NADA used trade value.
Why finance with FECA?
We’ll help you get the best financing possible, whether your Recreational vehicle is new or used. We offer terms up to 84 months with some of the lowest rates around.
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RV/Plane/Boat/ Motorcycle Loans
Term | Rates as low as: | |
---|---|---|
24 - 60 months | 6.29% APR | |
61 - 72 months | 7.29% APR | |
73 - 84 months | 8.29% APR |

With an FECA loan, you can make your loan payments while hiking through a National Park, sitting on a beach lounger, or from the comfort of your living room. The FECA Mobile App allows you to manage your accounts from anywhere and make payments wherever the road takes you next.
Why Get Pre-Approved?
Pre-approval simply puts you one step ahead. Knowing what you can spend ahead of time allows you to shop with confidence for your new or used vehicle. With FECA financing pre-approval, you can quickly begin the purchasing process as soon as you’ve selected the vehicle. Why wait to start your adventure?
Looking for a Quote on an Boat Insurance Policy for Your Recreational Vehicle?
Hit the water with peace of mind. Insure your vehicle with our insurance partner, TruStage, to get the right coverage for the best possible price.