Submit Your Title
Title and Insurance Requirements
Within 60 days of purchasing or refinancing your car, truck, motorcycle, boat, or RV, you must return a Certificate of Title or other proof of ownership. The Title must indicate FedEx Employees Credit Association as the lienholder.
If the lien-recorded title isn’t received within that time frame, or full coverage insurance is maintained, we must move forward with enforcing the default details mentioned in your security agreement including immediate demand of full repayment of your loan and/or repossession of your auto.
Submitting Your Title to FECA
Select how you plan to purchase your vehicle for your title requirements:
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Purchase from a dealership
Dealers are required to record FedEx Employees Credit Association as the lienholder on the title. For your state, provide the dealer with the lien information provided here.
If there’s a delay in receiving the title, contact your dealer to confirm they’ve submitted the necessary paperwork to the DMV. If they already have, contact your state DMV to resolve.
Reminders
- The vehicle must be titled in at least either the borrower or co-borrower’s name. No individuals may be listed on the title unless they have signed the security agreement.
- Non-titled vehicles require Uniform Commercial Code (UCC) filings to ensure FECA interest as lienholder. Contact your state agency for information.
Purchase from a person or private party
If you purchased your vehicle from a private seller or are titling the vehicle yourself, review your state’s specific titling requirements before taking the title to your local DMV. You are responsible for getting the title with no attached liens from the seller.
If you need assistance, please contact your state titling agency for a complete list of all documents and fees needed to title vehicles in your state.
Reminders
- The vehicle must be titled in at least either the borrower or co-borrower’s name. No individuals may be listed on the title unless they have signed the security agreement.
- Non-titled vehicles require Uniform Commercial Code (UCC) filings to ensure FECA interest as lienholder. Contact your state agency for information.
Refinance From Another Financial Institution
If you refinanced from another financial institution, you should receive a released or clear title from the previous lender after the payoff has been processed or lien release. Review your state’s specific titling requirements before taking the title to your local DMV to add FedEx Employees Credit Association as lienholder.
If you need assistance, please contact your state titling agency for a complete list of all documents and fees needed to title vehicles in your state.
Reminders
- The vehicle must be titled in at least either the borrower or co-borrower’s name. No individuals may be listed on the title unless they have signed the security agreement.
- Non-titled vehicles require Uniform Commercial Code (UCC) filings to ensure FECA’s interest as lienholder. Contact your state agency for information.
Insurance Requirements
Inform your insurance agent/company to list FedEx Employees Credit Association as lienholder/loss payee as follows:
FedEx Employees Credit Association
Loan Department
2731 Nonconnah Blvd.
Memphis, TN 38132
Insure your vehicle with both comprehensive and collision coverage during the entire term of your loan.
If you receive a letter with a reference ID # from FedEx Employees Credit Association use that ID number and upload copy of the updated insurance to wehaveinsurnace.com
State-Specific Titling Information
Review your state’s specific titling requirements.
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Alabama
Provide the lienholder information to the dealership or to your state’s titling agency.
Fedex Employees Federal Credit Union
Loan Department
2731 Nonconnah Blvd.
Memphis, TN 38132
Your state titling agency is the best source of information regarding specialty or unique titling needs.
Alaska
Provide the lienholder information to the dealership or to your state’s titling agency.
Fedex Employees Federal Credit Union
Loan Department
2731 Nonconnah Blvd.
Memphis, TN 38132
Your state titling agency is the best source of information regarding specialty or unique titling needs.
Arizona
Provide the lienholder information to the dealership or to your state’s titling agency.
Electronic Lien and Title ID (ELT ID): E00320538
Your state titling agency is the best source of information regarding specialty or unique titling needs.
Arkansas
Provide the lienholder information to the dealership or to your state’s titling agency.
Fedex Employees Federal Credit Union
Loan Department
2731 Nonconnah Blvd.
Memphis, TN 38132
Please note: For non-dealership transactions you must also take a copy of your loan agreement to your state’s titling agency to record SFFCU as lienholder.
Your state titling agency is the best source of information regarding specialty or unique titling needs.
California
Provide the lienholder information to the dealership or to your state’s titling agency.
Electronic Lien and Title ID (ELT ID): FGM
Your state titling agency is the best source of information regarding specialty or unique titling needs.
Colorado
Provide the lienholder information to the dealership or to your state’s titling agency.
Electronic Lien and Title ID (ELT ID): E3760253050001
Please note: For non-dealership transactions, you must take a copy of your loan agreement to your state’s titling agency to record SFFCU as lienholder.
Your state titling agency is the best source of information regarding specialty or unique titling needs.
Connecticut
Provide the lienholder information to the dealership or to your state’s titling agency.
Fedex Employees Federal Credit Union
Loan Department
2731 Nonconnah Blvd.
Memphis, TN 38132
Your state titling agency is the best source of information regarding specialty or unique titling needs.
Delaware
Provide the lienholder information to the dealership or to your state’s titling agency.
Fedex Employees Federal Credit Union
Loan Department
2731 Nonconnah Blvd.
Memphis, TN 38132
Your state titling agency is the best source of information regarding specialty or unique titling needs.
District Of Columbia
Provide the lienholder information to the dealership or to your state’s titling agency.
Fedex Employees Federal Credit Union
Loan Department
2731 Nonconnah Blvd.
Memphis, TN 38132
Please note: For non-dealership transactions you must also take a copy of your loan agreement to your state’s titling agency to record SFFCU as lienholder.
Your state titling agency is the best source of information regarding specialty or unique titling needs.
Florida
Provide the lienholder information to the dealership or to your state’s titling agency.
Electronic Lien and Title ID (ELT ID): 203880077
Your state titling agency is the best source of information regarding specialty or unique titling needs.
Georgia
Provide the lienholder information to the dealership or to your state’s titling agency.
Electronic Lien and Title ID (ELT ID): 001107381087
Your state titling agency is the best source of information regarding specialty or unique titling needs.
Hawaii
Provide the lienholder information to the dealership or to your state’s titling agency.
Fedex Employees Federal Credit Union
Loan Department
2731 Nonconnah Blvd.
Memphis, TN 38132
Your state titling agency is the best source of information regarding specialty or unique titling needs.
Idaho
Provide the lienholder information to the dealership or to your state’s titling agency.
Electronic Lien and Title ID (ELT ID): 376025305
Your state titling agency is the best source of information regarding specialty or unique titling needs.
Illinois
Provide the lienholder information to the dealership or to your state’s titling agency.
Fedex Employees Federal Credit Union
Loan Department
2731 Nonconnah Blvd.
Memphis, TN 38132
Your state titling agency is the best source of information regarding specialty or unique titling needs.
Indiana
Provide the lienholder information to the dealership or to your state’s titling agency.
Electronic Lien and Title ID (ELT ID): 3760253050001
Your state titling agency is the best source of information regarding specialty or unique titling needs.
Iowa
Provide the lienholder information to the dealership or to your state’s titling agency.
Electronic Lien and Title ID (ELT ID): 37602530500
Your state titling agency is the best source of information regarding specialty or unique titling needs.
Kansas
Provide the lienholder information to the dealership or to your state’s titling agency.
Fedex Employees Federal Credit Union
Loan Department
2731 Nonconnah Blvd.
Memphis, TN 38132
Your state titling agency is the best source of information regarding specialty or unique titling needs.
Kentucky
Provide the lienholder information to the dealership or to your state’s titling agency.
Fedex Employees Federal Credit Union
Loan Department
2731 Nonconnah Blvd.
Memphis, TN 38132
Please note: For non-dealership transactions, an additional form needs to be completed before visiting your state’s titling agency. Contact the SFFCU Title Unit at [email protected] to obtain the form and be sure to take it with you. When emailing the Title Unit, include your name and VIN.
Your state titling agency is the best source of information regarding specialty or unique titling needs.
Louisiana
Provide the lienholder information to the dealership or to your state’s titling agency.
Electronic Lien and Title ID (ELT ID): ETSA
Please note: For non-dealership transactions, you must take a copy of your loan agreement to your state’s titling agency to record SFFCU as lienholder.
Your state titling agency is the best source of information regarding specialty or unique titling needs.
Maine
Provide the lienholder information to the dealership or to your state’s titling agency.
Fedex Employees Federal Credit Union
Loan Department
2731 Nonconnah Blvd.
Memphis, TN 38132
Your state titling agency is the best source of information regarding specialty or unique titling needs.
Maryland
Provide the lienholder information to the dealership or to your state’s titling agency.
Electronic Lien and Title ID (ELT ID): 10300
Please note: For non-dealership transactions, an additional form needs to be completed before visiting your state’s titling agency. Contact the SFFCU Title Unit at [email protected] to obtain the form and be sure to take it with you. When emailing the Title Unit, include the member name and VIN in the email.
Your state titling agency is the best source of information regarding specialty or unique titling needs.
Maryland Department of Transportation – Motor Vehicle Administration
Massachusetts
Provide the lienholder information to the dealership or to your state’s titling agency.
Electronic Lien and Title ID (ELT ID): C34999
Your state titling agency is the best source of information regarding specialty or unique titling needs.
Michigan
Provide the lienholder information to the dealership or to your state’s titling agency.
Fedex Employees Federal Credit Union
Loan Department
2731 Nonconnah Blvd.
Memphis, TN 38132
Your state titling agency issues you the title listing SFFCU as lienholder; you must send a copy to SFFCU by email at [email protected].
Your state titling agency is the best source of information regarding specialty or unique titling needs.
Minnesota
Provide the lienholder information to the dealership or to your state’s titling agency.
Fedex Employees Federal Credit Union
Loan Department
2731 Nonconnah Blvd.
Memphis, TN 38132
Please note: For non-dealership transactions, an additional form needs to be completed before visiting your state’s titling agency. Contact the SFFCU Title Unit at [email protected] to obtain the form and be sure to take it with you. When emailing the Title Unit, include your name and VIN.
Your state titling agency is the best source of information regarding specialty or unique titling needs.
Minnesota Department of Public Safety – Driver and Vehicle Services
Mississippi
Provide the lienholder information to the dealership or to your state’s titling agency.
Electronic Lien and Title ID (ELT ID): 90000797700
Your state titling agency is the best source of information regarding specialty or unique titling needs.
Missouri
Provide the lienholder information to the dealership or to your state’s titling agency.
Fedex Employees Federal Credit Union
Loan Department
2731 Nonconnah Blvd.
Memphis, TN 38132
Your state titling agency issues you the title listing SFFCU as lienholder; you must send a copy to SFFCU by email at [email protected].
Your state titling agency is the best source of information regarding specialty or unique titling needs.
Montana
Provide the lienholder information to the dealership or to your state’s titling agency.
Fedex Employees Federal Credit Union
Loan Department
2731 Nonconnah Blvd.
Memphis, TN 38132
Your state titling agency is the best source of information regarding specialty or unique titling needs.
Nebraska
Provide the lienholder information to the dealership or to your state’s titling agency.
Electronic Lien and Title ID (ELT ID): 407090125
Please note: For non-dealership transactions, you must take a copy of your loan agreement to your state’s titling agency to record SFFCU as lienholder.
Your state titling agency is the best source of information regarding specialty or unique titling needs.
Nevada
Provide the lienholder information to the dealership or to your state’s titling agency.
Electronic Lien and Title ID (ELT ID): ST0004
Your state titling agency is the best source of information regarding specialty or unique titling needs.
New Hampshire
Provide the lienholder information to the dealership or to your state’s titling agency.
Fedex Employees Federal Credit Union
Loan Department
2731 Nonconnah Blvd.
Memphis, TN 38132
Your state titling agency is the best source of information regarding specialty or unique titling needs.
New Jersey
Provide the lienholder information to the dealership or to your state’s titling agency.
Electronic Lien and Title ID (ELT ID): 83033-53387-50850
Please note: For non-dealership transactions, you must take a copy of your loan agreement to your state’s titling agency to record SFFCU as lienholder.
Your state titling agency is the best source of information regarding specialty or unique titling needs.
New Mexico
Provide the lienholder information to the dealership or to your state’s titling agency.
Fedex Employees Federal Credit Union
Loan Department
2731 Nonconnah Blvd.
Memphis, TN 38132
Your state titling agency is the best source of information regarding specialty or unique titling needs.
New York
Provide the lienholder information to the dealership or to your state’s titling agency.
Electronic Lien and Title ID (ELT ID): 45812
Please note: For non-dealership transactions, contact the SFFCU Title Unit at [email protected] to file the lien. When emailing the Title Unit, include your name and VIN.
Your state titling agency is the best source of information regarding specialty or unique titling needs.
North Carolina
Provide the lienholder information to the dealership or to your state’s titling agency.
Electronic Lien and Title ID (ELT ID): 11641261
Your state titling agency is the best source of information regarding specialty or unique titling needs.
North Dakota
Provide the lienholder information to the dealership or to your state’s titling agency.
Fedex Employees Federal Credit Union
Loan Department
2731 Nonconnah Blvd.
Memphis, TN 38132
Your state titling agency is the best source of information regarding specialty or unique titling needs.
Ohio
Provide the lienholder information to the dealership or to your state’s titling agency.
Electronic Lien and Title ID (ELT ID): E10382
Please note: For non-dealership transactions, you must take a copy of your loan agreement to your state’s titling agency to record SFFCU as lienholder.
Your state titling agency is the best source of information regarding specialty or unique titling needs.
Oklahoma
Provide the lienholder information to the dealership or to your state’s titling agency.
Fedex Employees Federal Credit Union
Loan Department
2731 Nonconnah Blvd.
Memphis, TN 38132
Please note: For non-dealership transactions, an additional form needs to be completed before visiting your state’s titling agency. Contact the SFFCU Title Unit at [email protected] to obtain the form and be sure to take it with you. When emailing the Title Unit, include your name and VIN.
Your state titling agency is the best source of information regarding specialty or unique titling needs.
Oregon
Provide the lienholder information to the dealership or to your state’s titling agency.
Fedex Employees Federal Credit Union
Loan Department
2731 Nonconnah Blvd.
Memphis, TN 38132
Your state titling agency is the best source of information regarding specialty or unique titling needs.
Pennsylvania
Provide the lienholder information to the dealership or to your state’s titling agency.
Electronic Lien and Title ID (ELT ID): 37602530501
Per Pennsylvania titling policies, vehicle titles may list either an individual name(s) or business name, but not both. However, SFFCU titling requirements must list a natural person(s). If a vehicle title is received with the business name only listed as the owner, it will need to be corrected listing an individual’s name at the borrower’s expense.
Please note: In addition to providing the ELT ID for non-dealership transactions, an additional form needs to be completed before visiting your state’s titling agency. Contact the SFFCU Title Unit at [email protected] to obtain the form and be sure to take it with you. When emailing the Title Unit, include your name and VIN.
Your state titling agency is the best source of information regarding specialty or unique titling needs.
Rhode Island
Provide the lienholder information to the dealership or to your state’s titling agency.
Fedex Employees Federal Credit Union
Loan Department
2731 Nonconnah Blvd.
Memphis, TN 38132
Your state titling agency is the best source of information regarding specialty or unique titling needs.
South Carolina
Provide the lienholder information to the dealership or to your state’s titling agency.
Electronic Lien and Title ID (ELT ID): 14515924
Your state titling agency is the best source of information regarding specialty or unique titling needs.
South Dakota
Provide the lienholder information to the dealership or to your state’s titling agency.
Electronic Lien and Title ID (ELT ID): 376025305
Please note: For non-dealership transactions, you must take a copy of your loan agreement to your state’s titling agency to record SFFCU as lienholder.
Your state titling agency is the best source of information regarding specialty or unique titling needs.
Tennessee
Provide the lienholder information to the dealership or to your state’s titling agency.
Fedex Employees Federal Credit Union
Loan Department
2731 Nonconnah Blvd.
Memphis, TN 38132
Please note: For non-dealership transactions, you must take a copy of your loan agreement to your state’s titling agency to record SFFCU as lienholder.
Your state titling agency is the best source of information regarding specialty or unique titling needs.
Texas
Provide the lienholder information to the dealership or to your state’s titling agency.
Electronic Lien and Title ID (ELT ID): 37602530500
Your state titling agency is the best source of information regarding specialty or unique titling needs.
Utah
Provide the lienholder information to the dealership or to your state’s titling agency.
Fedex Employees Federal Credit Union
Loan Department
2731 Nonconnah Blvd.
Memphis, TN 38132
Your state titling agency is the best source of information regarding specialty or unique titling needs.
Vermont
Provide the lienholder information to the dealership or to your state’s titling agency.
Fedex Employees Federal Credit Union
Loan Department
2731 Nonconnah Blvd.
Memphis, TN 38132
Your state titling agency is the best source of information regarding specialty or unique titling needs.
Virginia
Provide the lienholder information to the dealership or to your state’s titling agency.
Electronic Lien and Title ID (ELT ID): 9JELT
Your state titling agency is the best source of information regarding specialty or unique titling needs.
Washington
Provide the lienholder information to the dealership or to your state’s titling agency.
Electronic Lien and Title ID (ELT ID): SAI
Your state titling agency is the best source of information regarding specialty or unique titling needs.
West Virginia
Provide the lienholder information to the dealership or to your state’s titling agency.
Electronic Lien and Title ID (ELT ID): E01015WV
Please note: For non-dealership transactions, an additional form needs to be completed before visiting your state’s titling agency. Contact the SFFCU Title Unit at [email protected] to obtain the form and be sure to take it with you. When emailing the Title Unit, include your name and VIN.
Your state titling agency is the best source of information regarding specialty or unique titling needs.
Wisconsin
Provide the lienholder information to the dealership or to your state’s titling agency.
Electronic Lien and Title ID (ELT ID): 51416
Your state titling agency is the best source of information regarding specialty or unique titling needs.
Wyoming
Provide the lienholder information to the dealership or to your state’s titling agency.
Fedex Employees Federal Credit Union
Loan Department
2731 Nonconnah Blvd.
Memphis, TN 38132
Please note: For non-dealership transactions, you must take a copy of your loan agreement to your state’s titling agency to record SFFCU as lienholder.
Your state titling agency is the best source of information regarding specialty or unique titling needs.