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Designed to build credit... Auto Loans Get Pre-Approved Now! Feca Auto Refinance

Auto Pre-Approval

Feca Choosing a Car should be hard not paying for it

Congratulations!

You have been pre-approved for a new/used auto loan.

We are pleased to announce that, based on the information you provided and a review of your credit, you have been approved for an auto loan with the FedEx Employees Credit Association.

It’s time to start shopping!

So, what’s your next step? When you find your vehicle, select the type of seller below to learn what documents you’ll need to provide your FECA Loan Officer.

How to buy…

When buying from a dealership, submit these documents to your FECA Loan Officer:

  • Buyers Order – Fully executed buyer’s order with our lienholder information (must be signed by borrower(s) and authorized personnel from the dealership.
    • If our lien cannot be listed on the buyer’s order, we will need a title application or guarantee of lien in addition to the buyer’s order.
    • Buyer’s Order must have the bottom line to be financed by FedEx Employees Credit Association
  • Insurance Declaration – Insurance declaration page or a binder with our lien information
  • Driver’s License – Copy of Driver’s license for each borrower

Out of state dealership purchases could require sales tax to be paid separate from the dealer transaction; ask and let your loan rep know.

When buying from a private party, submit these documents to your FECA Loan Officer:

  • Title – Copy of front and back of title if free & clear, if not copy of the current registration
  • Pay-Off Declaration – 10-day payoff from the institution that currently holds the loan (Only if paying off a loan)
  • Photos – Five pictures of the auto (front, back, both sides & odometer)
  • Bill of Sale – Fully executed Bill of Sale signed by both parties (must be notarized in MD, NE, NH, WV, MT).
  • Insurance Declaration – Insurance declaration page or a binder with our lien information

If you would like your sales tax included in your loan, call your DMV for that amount and let your sales rep know.

When refinancing a vehicle, submit these documents to your FECA Loan Officer:

  • Registration – Copy of current registration and the current mileage of the auto
  • Pay-Off Declaration – 10-day payoff from the institution that currently holds the loan
  • Insurance Declaration – Insurance declaration page or a binder with our lien information

 

Your loan officer will gather all requested information and determine if your vehicle meets our collateral and loan to value requirements.

Your pre-approval is valid for 60 days from the date your application was received.

Upon receipt of the title/registration, you will receive a limited power of attorney (depending on your state of residence this form may have to be notarized).  Please sign and return 2 ORIGINAL forms for each borrower(s) along with copies of your driver license(s) to the lien holder address.

LIEN HOLDER INFORMATION FOR TITLE AND INSURANCE

FedEx Employees Credit Association
 2731 Nonconnah Blvd Memphis, TN 38132