LOAN RATES
Rates Updated: July 3, 2023.
Rates are subject to change without notice.
Personal Loans
| Type | APR | |
| Line of Credit | 10.99% and up | |
| Signature Loan | 9.99% and up | |
| 12-12-12 Specialty Loan | 12.00% |
Auto Loans
| NEW Auto Loan Rates | ||
| Term | Rates as low as: | |
| Up to 36 months | 5.74% APR | |
| 37 - 60 months | 6.24% APR | |
| 61 - 72 months | 6.99% APR | |
| 73 - 84 months | 7.24% APR | |
| USED Auto Loan Rates | ||
| Term | Rates as low as: | |
| Up to 36 months | 5.99% APR | |
| 37 - 60 months | 6.99% APR | |
| 61 - 72 months | 7.24% APR | |
| 73 - 84 months | 7.49% APR | |
RV / Boat / Motorcycle / Airplane Loans
| Term | Rates as low as: | |
| 24 - 60 months | 6.29% APR | |
| 61 - 72 months | 7.29% APR | |
| 73 - 84 months | 8.29% APR |
Visa Credit Card
| Type | APR | |
| VISA® Classic | As low as 9.90% | |
| VISA® Classic Secured | 6.50% | |
| Premier VISA® | As low as Prime + 4.00% |
Home Equity Line of Credit
| Term | APR | |
| Up to 15 years | (Prime + 0%) - (Prime +1%) |
Home Equity Loans
| Term | APR | |
| Up to 15 years | 7.00% - 9.00% |
Land Loans
| Term | APR | |
| 10 years | 7.25% | |
| For information on 1st Mortgage Rates, please click here. |
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Lot Loans
| Term | APR | |
| 2 years | (Prime) - (Prime + 2%) | |
| 5 years | (Prime + 1%) - (Prime + 3%) |
APY = Annual Percentage Yield | APR = Annual Percentage Rate.
Rates effective as of the date listed above.
Rates subject to change without notice. Rates are based on an evaluation of credit history, so your rate may differ.