LOAN RATES

LOAN RATES

Personal Loans

  TypeAPR
Line of Credit7.99% and up
Signature Loan7.99% and up
12-12-12 Specialty Loan12.00%
Freedom Loan18.00%

Auto Loans

NEW Auto Loan Rates
TermRates as low as:
Up to 36 months1.99% APR
37 - 60 months2.49% APR
61 - 72 months2.99% APR
73 - 84 months3.49% APR
USED Auto Loan Rates
TermRates as low as:
Up to 36 months2.99% APR
37 - 60 months3.49% APR
61 - 72 months4.49% APR
73 - 84 months5.49% APR

RV Loans

TermRates as low as:
24 - 60 months 7.29% APR
61 - 72 months8.29% APR
73 - 84 months9.29% APR

Motorcycle Loans

TermRates as low as:
24 - 60 months 7.29% APR
61 - 72 months8.29% APR
73 - 84 months9.29% APR

Visa Credit Card

TypeAPR
VISA® Classic8.90% - 18.00%
VISA® Classic Secured6.50%
Premier VISA®Based on Prime as low as 7.25% APR

Home Equity Line of Credit

TermAPR
Up to 15 years(Prime + 0%) - (Prime +1%)

Home Equity Loans

TermAPR
Up to 15 years 3.25% - 5.25%

Land Loans

TermAPR
10 years7.25%
For information on 1st Mortgage Rates, please click here.

Lot Loans

TermAPR
2 years (Prime) - (Prime + 2%)
5 years(Prime + 1%) - (Prime + 3%)

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Find our branches & ATMs

The drive-up ATM at the Nonconnah Branch is temporarily out of order.
The walk-up ATM remains available.

 

For the safety of our members, certain branch lobbies are temporarily closed.
Currently only the DFW, Harrison, Indianapolis, Dexter and Nonconnah branches are open.

 

Due to closed branches, our call-center is experiencing a high call volume.
To avoid longer than usual wait times, we encourage members to access their accounts remotely by logging in online or by using our mobile app.

 

Call Center Information:
(800) 228-8513 or (901) 344-2500 within the Memphis areaMon-Fri, 7:30am-10:00pm central
Sat, 9:00am-5:00pm central
Sun, 9:00am-5:00pm central