HOME LOANS

MORTGAGES

  • Conventional, FHA and VA loans available
  • Quick, online application process with free pre-qualifications
  • Online learning tools including mortgage term glossary, how-tos, application checklists, and more
  • Experienced live loan officers available to answer your questions, explain your options, and offer advice.  Call 877-512-3319 or email [email protected]

HOME EQUITY LOAN

Let the equity you’ve worked so hard to build do double-duty as loan collateral. With fixed rates and terms, our home equity loan can be used for a single large purchase or project that you want to pay back over time.

  • Terms up to 15 years
  • Interest may be tax deductible (consult your tax advisor)
  • Standard closing costs are waived.

HOME EQUITY LINE OF CREDIT

Your hard-won home equity can be used to establish a revolving credit account that you can use as needed.  As principal is repaid, it becomes available to borrow again and again.

  • Tiered rates based on prime
  • Standard closing costs are waived
  • Draw on your credit line via check, online transfer, or phone
  • Online payment option

 

TypeAPRTerms
HELOCAs low as Prime+0%Up to 15 years
HELOANAs low as 3.25%Up to 15 years

Apply from Anywhere

Give us a call at 901-332-9232 or 800-833-3544 (if outside the 901 area code) or apply online:

APPLY NOW

Online Payment Portal

Paying for your loan from an outside account?  Click here to make an easy online payment (email address and passcode required).

PAY NOW

CONTACT US

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Find our branches & ATMs

The drive-up ATM at the Nonconnah Branch is temporarily out of order.
The walk-up ATM remains available.

For the safety of our members, certain branch lobbies are temporarily closed.
Currently only the DFW, Harrison, Indianapolis, Dexter and Nonconnah branches are open.

If you prefer, you may request an appointment at the following locations:

To avoid longer than usual wait times, we encourage members to access their accounts remotely by logging in online or by using our mobile app.

Call Center Information:
(800) 228-8513 or (901) 344-2500 within the Memphis area

Mon-Fri, 7:30am-10:00pm central
Sat, 9:00am-5:00pm central
Sun, 9:00am-5:00pm central