Fee Schedule

Account & Service Fees

This schedule is incorporated as part of your account agreement withFECA.

Effective March 19, 2019

Savings Account Fees

Excessive Withdrawal $5.00 (per withdrawal in excess of 3 a month)
Club Account Early Withdrawal$5.00 per withdrawal

Checking Account Fees

Basic Checking$2.00 monthly
Extras Checking$6.00 monthly
New Direction Checking$10.00 monthly
(additional $3.00 if not enrolled ine-statements)
Money Market$10.00 monthly (if average daily balance falls below$2,500.00)
Business Checking$0.25 fee per debit over 50 debits per month & $15.00monthly
Direct Checkingno fee
(if no direct deposit or payroll deductions of a minimum of $200monthly,
account will revert to the basic checking account with applicable fee)

ATM/Debit/Visa Card Fees

ATM Balance Inquiry (at any ATM)$.50 per transaction
Non-FECA/Foreign ATM TransactionVariable (Surcharge fees vary by machine)

Miscellaneous Fees

Money Order$1.00 per money order
Visa Gift Card$2.50 per Visa Gift Card
Outgoing Domestic Wire$15.00 per wire
Outgoing International Wire$40.00 per wire
Account Research Assistance$15.00/hour
On Us Check Cashing$5.00 per check for non-members
Dormant Account$10.00 per month (waived with balance over $100)
Returned Statement$10.00 per statement
Stop Payment$30.00 per item
Courtesy Pay/NSF/Return Item$30.00 per item

 

This Fee Schedule sets forth the conditions, fees and charges applicable to your accounts with FedEx Employees Credit Association

FEATURED RATES

New/Used Autos

1.99% APR & up

Home Equity

3.25% APR & up

Planes, Boats, RVs

7.29% APR & up

The drive-up ATM at the Nonconnah Branch is temporarily out of order.
The walk-up ATM remains available.

For the safety of our members, certain branch lobbies are temporarily closed.
Currently only the DFW, Harrison, Indianapolis, Dexter and Nonconnah branches are open.

If you prefer, you may request an appointment at the following locations:

To avoid longer than usual wait times, we encourage members to access their accounts remotely by logging in online or by using our mobile app.

Call Center Information:
(800) 228-8513 or (901) 344-2500 within the Memphis area

Mon-Fri, 7:30am-10:00pm central
Sat, 9:00am-5:00pm central
Sun, 9:00am-5:00pm central