Account & Service Fees
This schedule is incorporated as part of your account agreement with FECA.
Effective March 19, 2019
Savings Account Fees
| Excessive Withdrawal | $5.00 (per withdrawal in excess of 3 a month) |
| Club Account Early Withdrawal | $5.00 per withdrawal |
Checking Account Fees
| Basic Checking | $2.00 monthly |
| Extras Checking | $6.00 monthly |
| New Direction Checking | $10.00 monthly (additional $3.00 if not enrolled ine-statements) |
| Money Market | $10.00 monthly (if average daily balance falls below$2,500.00) |
| Business Checking | $0.25 fee per debit over 50 debits per month & $15.00monthly |
| Direct Checking | no fee (if no direct deposit or payroll deductions of a minimum of $200monthly, account will revert to the basic checking account with applicable fee) |
ATM/Debit/Visa Card Fees
| ATM Balance Inquiry (at any ATM) | $.50 per transaction |
| Non-FECA/Foreign ATM Transaction | Variable (Surcharge fees vary by machine) |
Miscellaneous Fees
| Money Order | $1.00 per money order |
| Visa Gift Card | $2.50 per Visa Gift Card |
| Outgoing Domestic Wire | $15.00 per wire |
| Outgoing International Wire | $40.00 per wire |
| Account Research Assistance | $15.00/hour |
| On Us Check Cashing | $5.00 per check for non-members |
| Dormant Account | $10.00 per month (waived with balance over $100) |
| Returned Statement | $10.00 per statement |
| Stop Payment | $30.00 per item |
| Courtesy Pay/NSF/Return Item | $30.00 per item |
This Fee Schedule sets forth the conditions, fees and charges applicable to your accounts with FedEx Employees Credit Association