Fee Schedule

Account & Service Fees

This schedule is incorporated as part of your account agreement withFECA.

Effective March 19, 2019

Savings Account Fees

Excessive Withdrawal $5.00 (per withdrawal in excess of 3 a month)
Club Account Early Withdrawal$5.00 per withdrawal

Checking Account Fees

Basic Checking$2.00 monthly
Extras Checking$6.00 monthly
New Direction Checking$10.00 monthly
(additional $3.00 if not enrolled ine-statements)
Money Market$10.00 monthly (if average daily balance falls below$2,500.00)
Business Checking$0.25 fee per debit over 50 debits per month & $15.00monthly
Direct Checkingno fee
(if no direct deposit or payroll deductions of a minimum of $200monthly,
account will revert to the basic checking account with applicable fee)

ATM/Debit/Visa Card Fees

ATM Balance Inquiry (at any ATM)$.50 per transaction
Non-FECA/Foreign ATM TransactionVariable (Surcharge fees vary by machine)

Miscellaneous Fees

Money Order$1.00 per money order
Visa Gift Card$2.50 per Visa Gift Card
Outgoing Domestic Wire$15.00 per wire
Outgoing International Wire$40.00 per wire
Account Research Assistance$15.00/hour
On Us Check Cashing$5.00 per check for non-members
Dormant Account$10.00 per month (waived with balance over $100)
Returned Statement$10.00 per statement
Stop Payment$30.00 per item
Courtesy Pay/NSF/Return Item$30.00 per item


This Fee Schedule sets forth the conditions, fees and charges applicable to your accounts with FedEx Employees Credit Association


New/Used Autos

1.99% APR & up

Home Equity

3.25% APR & up

Planes, Boats, RVs

7.29% APR & up