Visa Cards
Flexibility, security, and rewards.
Choosing the right credit card is easier than ever.
Choose whether you want to pay down balances faster, maximize cash back, earn rewards or begin building your credit history, we have the ideal card for you!
No matter which card you choose, each of our cards offers you the following benefits:
- Enhanced security with EMV chip technology
- Easily add your card to your digital wallet
- Text alerts for transactions and for fraud
- eStatement option
- Use our digital banking solution to lock/unlock your card, make a payment, view and dispute transactions and more!
Premier Visa
Ideal for:
Those who want extra perks.
Specifics:
Annual Fee: $0
Rate: Variable APR
As low as Prime + 4.00% APR
Reward: Cash back
Visa Classic
Ideal for:
Those who want to earn points for using their card to redeem for a wide range of items.
Specifics:
Annual Fee: $0
Rate: Fixed APR
As low as 9.90%
Rewards: Value Rewards
First-Time Visa
Ideal for:
Your first credit card and want to build a credit score.
Specifics:
Annual Fee: $0
Rate: Fixed APR
As low as 12.90%
Restoration Visa
Ideal for:
Those looking to build or rebuild their credit after a bankruptcy.
Specifics:
Annual Fee: $0
Rate: Fixed APR
As low as 12.90%
Reward: Value Rewards
Secured Visa Classic
Ideal for:
Those who want to control EXACTLY how much they spend.
Specifics:
Annual Fee: $0
Rate: Fixed APR
6.50%
Reward: Value Rewards
There are so many great reasons to carry a FECA Visa credit card.
No annual Fees
Lowest interest rate
Rewards for everyday use
Security from fraud
Get rewarded doing the things you love.
Mobile Wallet
eStatements
Protecting our members is our top priority!
When you shop online, look for the Visa Secure logo. Visa Secure helps protect your card against unauthorized use when you shop online. It ensures your transactions are as secure, fast, and convenient as purchases you make in a store. The service helps protect against unauthorized use of your Visa card.
Visa Secure activates when there’s any doubt about who you are, when you use a new device, or make an unusually large purchase. You may be asked to provide more information to confirm the purchase. Simply follow the instructions on your screen to verify your identity. This extra verification step helps ensure the person using your card is you.
How Credit Cards Work
Credit Cards are valuable tools for everyday purchasing and to building credit. Learn how to use them responsibly.
Understanding Credit
Learn the basics of credit scores, what affects your credit, and how to build a strong credit history.