Visa Classic
Visa Classic Credit Card
Earn reward points on every purchase.
If you regularly carry a balance on your credit card, the Visa Classic is your best choice.
Rates
Fixed APR
Balance Transfer Rate
Fixed
Fees
No annual fees
No balance transfer fees
No cash advance fees
Get rewarded doing the things you love.
There are so many great reasons to carry a FECA Visa Classic credit card.
No annual Fees Low interest rates Rewards for everyday use Security from fraud
The benefits of the FECA Visa Classic
A card for everyday purchases
The FECA Visa Classic has a stable fixed rate that doesn’t change as often as the U.S. Prime rate like other cards or loans. This makes The Visa Classic a dependable card for your everyday purchases.
Rewards
The Visa Classic is our go-to card for our Value Rewards program earning points for every purchase made with a signature, online, or when connected to your mobile wallet.
Special balance transfer rate
For the first 12 months of your card, we offer a special 2.90% to transfer the balance of another loan or credit card. It’s a great way to pay down existing debt.
Lower interest rate
Large purchases over time
Average to Excellent credit
All FECA credit cards feature:
- No annual fee or balance transfer fee
- Free 24/7 fraud monitoring service
- Immediate online cash advance availability
- Security: EMV Chip Technology, Visa Secure Verification, Fraud notifications, tokenized transactions from your mobile wallet
- Mobile Wallet: Add your secured card to your mobile device for convenient & secure payments with just a tap.
- AutoPay: Set automatic pay options to pay bills on time and avoid late fees.
Transfer a Balance
For the first 12 months, take advantage of the low 2.90% (12 Months), to transfer the balances from your other existing cards. Use your balance transfer to:
- Consolidate debt and lower your interest rates.
- Pay off higher-rate cards.
- Reduce your monthly payments.
- Cover unexpected expenses.
Ready to transfer a balance?
Fill out our online form for transferring an existing credit card balance to your new Visa Classic card.
Online Payment Portal
Making card payments from an outside account? Click here to make an easy online payment (email address and passcode required).
Ready to redeem your Value Rewards?
Check your Rewards balance and see what merchandise awaits!
How Credit Cards Work
Credit Cards are valuable tools for everyday purchasing and to building credit. Learn how to use them responsibly.
Understanding Credit
Learn the basics of credit scores, what affects your credit, and how to build a strong credit history.