CREDIT CARDS

CREDIT CARDS

Use your card every time you shop and earn points through our ValueRewards program. You’re automatically enrolled when your card is issued.  Choose from our VISA® Classic Credit Card or Premier VISA®

All our cards come with EMV chip technology to keep your account more secure. 

 

VISA® ClassicPremier VISA®
No Annual FeeNo Annual Fee
$10,000 Credit Limit$100,000 Credit Limit
Value Rewards Program1% Cash Back Rewards on all purchases
Fixed Rate as low as 8.9% APRRate based on Prime as low as 9.50% APR
Free Balance TransfersFree Balance Transfers
Free Cash AdvancesFree Cash Advances
Fixed 2.9% APR Balance Transfer (12 Months)Fixed 2.9% APR Balance Transfer (12 Months)

Apply from Anywhere

DOWNLOAD A PAPER APPLICATION  APPLY ONLINE

OR

Give us a call at 901-332-9232   OR   800-228-8513 (if outside the 901 area code)

Transfer Your Balance

Fill out our online form for transferring an existing credit card balance to your new Visa Classic card.

BALANCE TRANSFER APPLICATION

Restoration VISA® Classic Credit Card.  If you are trying to restore your credit after a bankruptcy that has been discharged then our Credit Restoration VISA® card is for you.

 

Secured VISA® Classic Credit Card.  Our secured VISA® card is a great way to establish or reestablish your credit history.