Credit Cards

Card Designs for Web


Simplicity and Credit Cards now go together!

VISA® Classic Credit Card

If you are looking for a simple credit card with a fixed rate starting as low as

8.9% APR

then our VISA® Classic Credit Card is for you.

  • No annual fee
  • Rewards program
  • Fixed rate
  • FREE balance transfers
  • FREE cash advances (at any Credit Association Branch)
  • Credit limit up to $10,000
  • Accepted worldwide

Our cards offer 3 design options – Ground Truck, Express Plane, or Freight Truck – as well as EMV chip technology to keep your card more secure. Check out our EMV chip card resource page to learn more about how EMV cards work.

Use your card every time you shop and earn points through our ValueRewards program. You’re automatically enrolled when your card is issued.

Apply Online Apply Here

Loans by Phone – 901-332-9232 or 800-833-3544

Restoration VISA® Classic Credit Card

If you are trying to restore your credit after a bankruptcy that has been discharged then our Credit Restoration VISA® card is for you.

Secured VISA® Classic Credit Card

Our secured VISA® card is a great way to establish or reestablish your credit history.