CREDIT CARDS

CREDIT CARDS

Whether you want to pay down balances faster, maximize cash back, earn rewards, or begin building your credit history, we have the ideal card for you!

Choose from our VISA® Classic Credit Card or Premier VISA®  All our cards come with EMV chip technology to keep your account more secure.

 

VISA® ClassicPremier VISA®
No Annual FeeNo Annual Fee
$20,000 Credit Limit$100,000 Credit Limit
Value Rewards Program1% Cash Back Rewards on all purchases
No-Fee Balance TransfersNo-Fee Balance Transfers
No-Fee Cash AdvancesNo-Fee Cash Advances
Fixed 2.9% APR Balance Transfer (12 Months)Fixed 2.9% APR Balance Transfer (12 Months)

 

 

Credit Card Rates

TypeAPR
VISA® ClassicAs low as 9.90%
VISA® Classic Secured6.50%
Premier VISA®As low as Prime + 4.00%

See all rates

Apply from Anywhere

APPLY ONLINE

OR

Give us a call at 901-332-9232   OR   800-228-8513 (if outside the 901 area code)

Transfer Your Balance

Fill out our online form for transferring an existing credit card balance to your new Visa Classic card.

BALANCE TRANSFER APPLICATION

Online Payment Portal

Paying for your loan from an outside account?  Click here to make an easy online payment (email address and passcode required).

PAY NOW

Restoration VISA® Classic Credit Card.  If you are trying to restore your credit after a bankruptcy that has been discharged then our Credit Restoration VISA® card is for you.

 

Secured VISA® Classic Credit Card.  Our secured VISA® card is a great way to establish or reestablish your credit history.

CONTACT US

Call, Email or Message

JOIN US

Become a member

LOCATE US

Find our branches & ATMs

 

APR = Annual Percentage Rate.

Rates are effective as of the date listed on the Rates page.
Rates are subject to change without notice. Rates are based on an evaluation of credit history, so your rate may differ.

*For additional information, please see our disclaimers.