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Direct Checking
Direct Checking is for the member who likes for things to just work.
The free account that has everything you need without the fees you don’t.
- No monthly fee
- No minimum balance
- Requires Direct Deposit
What is Direct Checking?
Direct Checking is designed for those who like to keep things simple. This account requires a monthly $200 minimum Direct Deposit, such as a paycheck deposited automatically by your employer. Direct Checking is the perfect account for those who want to automate their finances to make regular, monthly payments and have access to their money whenever needed.
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Requirements
Direct Deposit
Fees
No Fees
Benefits
- Free eStatements
- Free Online & Mobile App Access for no fee
- Free Bill pay
- Unlimited Check Writing
- VISA® ExpressCheck Card w/ ValueRewards1
1 $1000 ATM AND $2,500 POINT OF SALE DAILY LIMITS FOR OTHER ACCOUNTS.
Who Does Direct Checking Benefit?
It’s ideal for those who want to automate their finances and access their account primarily online or through the FECA mobile app.
Benefits of Direct Checking
Value Rewards
Get reward points for every purchase with your Visa ExpressCheck Card. Redeem points for travel, gift or gas cards, or merchandise & electronics.
Direct Deposit
Get your FedEx paycheck (or other employer’s) put directly into your account. Skip the trip to a branch to deposit your pay. Get access to your money the moment it clears.
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Benefits of All FECA Checking
No matter which checking account you choose, all FECA Checking accounts have access to these benefits:
Online & Mobile Access
Easily view your account balances, keep track of your spending habits, and limit the need to visit a branch.
eStatements
Why wait for a paper statement? Save time and trees with secure and easy electronic statements.
Bill Pay
Never miss a payment again! Schedule automatic payments or make easily make payments online whenever you want.
Access to our ATM & branch network
FECA members have access to our network of 85,000 ATMs/ITMs & 5,000 branches across the U.S.
Your Funds are Protected
We wanted to make sure all our members could be assured that their funds are safe at FECA. That’s why your accounts are insured up to $500,000. The first $250,000 is insured by NCUA and the remaining $250,000 is insured by ESI.
Online Access
Manage your money when and where you want with online access.
Mobile Access
Get access to your money from anywhere! Mobile Access puts a branch in your pocket.
Mobile Wallet
Connect your Direct Checking’s Visa debit card to your mobile device. You can leave your wallet or purse behind, and make fast, secure payments with a wave of your phone or mobile device.