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Transfer between FECA Accounts

  • You can easily move funds between your accounts online or within the mobile app.
  • Transfer funds between your FECA Accounts, cards, and loans by logging in to your account online or on the FECA mobile app. Simply click the “transfer” button, select the two accounts, and enter the amount to transfer. It’s that easy!

Member to Member Transfer

  • Free yourself from writing checks or visiting the ATM for cash.
  • Easily send money to another member with just a few clicks from your computer or the FECA mobile app.

How to Use This Service

1. Click the dropdown menu beside any share and select TRANSFERS.
2. Select MEMBER TO MEMBER TRANSFERS from the sub-menu
3. Enter the following information:

a. The account # that you want to transfer money TO (without the leading zero(s)
b. The first three letters of the primary last name on the account to which you are sending money
c. Designate Share or Loan type
d. The 2-digit Share or Loan ID#
e. The amount you would like to transfer

You can also make transfers by phone (you will need a personal ID# for use and access). Call 800-228-8513 or 901-332-9232. From the automated menu, select “4” [TRANSFERS], then “3” [ACCOUNT TO ACCOUNT], then “2” [TRANSFER FOR ANOTHER ACCOUNT]. Follow the prompts to complete your transfer.

Transfer to another bank (FI to FI)

Moving money from one financial institution (FI) to another is called an FI to FI transfer.
Move funds from your FECA account to another financial institution with just a few clicks from your computer or phone.

You’ll need to register your other account(s) at other financial institutions to move money between the two after the set-up process.

For Your Protection

This process now requires 2-step authentication.
All FI to FI transfer requests will include a prompt to enter a verification code, which will be texted to you.

How to Request This Service

When logged into your account:

1. Click the MESSAGES link at the top right of the page.
2. Click NEW within the sub tab area (to send us a new message).
3. Create a new message. In the subject line, type in “FI to FI.” In the body of the message, let us know you want to add this feature to your account (i.e. “Please add FI to FI transfers to my account.”)

How To Register Other Fi Accounts

1. Click the FI TO FI TRANSFERS tab (*Note: this tab will only be visible once FI to FI Transfer service has been added – see HOW TO REQUEST THIS SERVICE [above]).
2. Look for the ADD ACCOUNT option.
3. Enter your account information, including your routing number and account number.
FECA will make a small deposit into the other account. Once you retrieve this deposit from the other FI, come back into REX and enter the amount to complete the registration.

Are There Limitations?

Limits include:
• $400/day
• $400/item
• 2 items max/day
• Member must be authorized to make transactions and have access to the other account
• FECA account must qualify
• US domestic transactions only