NEW DIRECTION CHECKING

NEW DIRECTION CHECKING

For those needing a second chance and a fresh start.

 

If other financial institutions have turned you away because of unpaid overdrafts or too many NSFs, we’d like to help. We created this $10/month checking option with you in mind.

It comes with a few safety-net requirements, designed to help you establish better financial habits and help keep your costs down.  You’ll need to maintain a $100 minimum balance at all times, plus enroll in both EStatements and direct deposit (or a $200/month minimum payroll deduction).  This account comes with a VISA ExpressCheck Card or Express Teller Card (just with lower daily limits) and our overdraft protection option. If you have a Visa Credit Card, you’ll also get a $2 monthly refund.

 

RequirementsFeesBenefits
$100 minimum deposit$10Free EStatements1
Direct DepositFree Online & Mobile Banking
Free Bill Pay
Unlimited Check Writing
VISA® ExpressCheck Card w/ Rewards2

1 $3 MONTHLY FEE IF NOT ENROLLED IN ESTATEMENTS

2 $400 DAILY LIMIT FOR THIS ACCOUNT      (TEMPORARILY RAISED TO $1,000 PER DAY.)

CONTACT US

Call, Email or Message

JOIN US

Become a member

LOCATE US

Find our branches & ATMs

For the safety of our members, certain branch lobbies are temporarily closed or have limited access.
Currently the Collierville, Hacks Cross, and Pittsburgh Branches are CLOSED.

To schedule an appointment:

 

Due to closed branches, our call-center is experiencing a high call volume.
To avoid longer than usual wait times, we encourage members to access their accounts remotely by logging in online or by using our mobile app.

 

Call Center Information:
(800) 228-8513 or (901) 344-2500 within the Memphis areaMon-Fri, 7:30am-10:00pm central
Sat, 9:00am-5:00pm central
Sun, 9:00am-5:00pm central