NEW DIRECTION CHECKING

NEW DIRECTION CHECKING

For those needing a second chance and a fresh start.

 

If other financial institutions have turned you away because of unpaid overdrafts or too many NSFs, we’d like to help. We created this $10/month checking option with you in mind.

It comes with a few safety-net requirements, designed to help you establish better financial habits and help keep your costs down.  You’ll need to maintain a $100 minimum balance at all times, plus enroll in both EStatements and direct deposit (or a $200/month minimum payroll deduction).  This account comes with a VISA ExpressCheck Card or Express Teller Card (just with lower daily limits) and our overdraft protection option. If you have a Visa Credit Card, you’ll also get a $2 monthly refund.

 

RequirementsFeesBenefits
$100 minimum deposit$10Free EStatements1
Direct DepositFree Online & Mobile Banking
Free Bill Pay
Unlimited Check Writing
VISA® ExpressCheck Card w/ Rewards2

1 $3 MONTHLY FEE IF NOT ENROLLED IN ESTATEMENTS

2 $400 DAILY LIMIT FOR THIS ACCOUNT

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Find our branches & ATMs

For the safety of our members, all branch lobbies are temporarily closed.
The Drive-Thrus are open at Nonconnah and Dexter branches in Memphis.

We encourage our members to access their accounts remotely by logging in online, using our mobile app , or by phone at  (800) 228-8513 or (901) 344-2500 within the Memphis area.

Call Center hours:
Mon-Fri, 7:30am-10:00pm central
Sat, 9:00am-5:00pm central
Sun, 9:00am-5:00pm central