AUTO LOANS
New and used cars, trucks, and SUVs. Several options for any budget.
NEW AUTOS
New autos must be less than 1 year old, with less than 15,000 miles. We finance up to 100% of the purchase price, including tax, title and license fees.
Terms:
- $24,999 and below qualify for terms up to 60 months
- $25,000-$29,999 may qualify for terms up to 72 months
- $30,000+ may qualify for terms up to 84 months
USED AUTOS
Used autos may have a maximum of 100,000 miles or be a maximum age of 10 years. We finance up to the NADA trade-in value plus tax, title and license fees. Used autos financed within 90% of the retail value will be subject to a 1% rate decrease.
Terms:
- $24,999 and below qualify for terms up to 60 months
- $25,000-$29,999 may qualify for terms up to 72 months
- $30,000+ may qualify for terms up to 84 months
Unable to finance rebuilt or salvaged autos due to a discrepancy in value.
| NEW Auto Loan Rates | ||
| Term | Rates as low as: | |
| Up to 36 months | 1.99% APR | |
| 37 - 60 months | 2.49% APR | |
| 61 - 72 months | 2.99% APR | |
| 73 - 84 months | 3.49% APR | |
| USED Auto Loan Rates | ||
| Term | Rates as low as: | |
| Up to 36 months | 2.99% APR | |
| 37 - 60 months | 3.49% APR | |
| 61 - 72 months | 4.49% APR | |
| 73 - 84 months | 5.49% APR | |
RATE MATCH: If the dealer offers you a better rate, we’ll lower the rate you qualify for with us up to 1%.
For example, if our rate is 3.99% and the dealer offers you 3.74% for the same term, we’ll match the 3.74% rate with documentation. Based on dealer rate & terms. Some restrictions apply.
First-Time Buyers. Buying a car for the first time, or with limited credit? We have a special program just for you! You’ll need a checking account with direct deposit – talk to us for details.
Call 901-332-9232 or 800-833-3544 (if outside the 901 area code)
Credit Restoration Auto Loans. Even with a discharged bankruptcy on your credit report, you might still be eligible for financing a new/used car through us. Speak to our loan department for details.
Call 901-332-9232 or 800-833-3544 (if outside the 901 area code)