AUTO LOANS

AUTO LOANS

New and used cars, trucks, and SUVs. Several options for any budget.

NEW AUTOS

New autos must be less than 1 year old, with less than 15,000 miles.  We finance up to 100% of the purchase price, including tax, title and license fees.

Terms:

  • $24,999 and below qualify for terms up to 60 months
  • $25,000-$29,999 may qualify for terms up to 72 months
  • $30,000+ may qualify for terms up to 84 months

USED AUTOS

Used autos may have a maximum of 100,000 miles and be a maximum age of 10 years. We finance up to the NADA trade-in value plus tax, title and license fees.  Used autos financed within 90% of the retail value will be subject to a 1% rate decrease.

Terms:

  • $24,999 and below qualify for terms up to 60 months
  • $25,000-$29,999 may qualify for terms up to 72 months
  • $30,000+ may qualify for terms up to 84 months

Unable to finance rebuilt or salvaged autos due to a discrepancy in value.

NEW Auto Loan Rates
TermRates as low as:
Up to 36 months1.99% APR
37 - 60 months2.49% APR
61 - 72 months2.99% APR
73 - 84 months3.49% APR
USED Auto Loan Rates
TermRates as low as:
Up to 36 months2.99% APR
37 - 60 months3.49% APR
61 - 72 months4.49% APR
73 - 84 months5.49% APR

Apply from Anywhere

Call Give us a call at 901-332-9232 or 800-833-3544 (if outside the 901 area code) or login to your account for an online application:

APPLY NOW

Online Payment Portal

Paying for your loan from an outside account?  Click here to make an easy online payment (email address and passcode required).

PAY NOW

First-Time Buyers. Buying a car for the first time, or with limited credit?  We have a special program just for you!  You’ll need a checking account with direct deposit – talk to us for details.

Call 901-332-9232 or 800-833-3544 (if outside the 901 area code) 

Credit Restoration Auto Loans. Even with a discharged bankruptcy on your credit report, you might still be eligible for financing a new/used car through us. Speak to our loan department for details.

Call 901-332-9232 or 800-833-3544 (if outside the 901 area code) 

CONTACT US

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Find our branches & ATMs

For the safety of our members, certain branch lobbies are temporarily closed.
Currently only the DFW, Harrison, Indianapolis, Dexter and Nonconnah branches are open.

 

Due to closed branches, our call-center is experiencing a high call volume.
To avoid longer than usual wait times, we encourage members to access their accounts remotely by logging in online or by using our mobile app.

 

Call Center Information:
(800) 228-8513 or (901) 344-2500 within the Memphis areaMon-Fri, 7:30am-10:00pm central
Sat, 9:00am-5:00pm central
Sun, 9:00am-5:00pm central