AUTO LOANS

AUTO LOANS

New and used cars, trucks, and SUVs. Several options for any budget.

NEW AUTOS

New autos must be less than 1 year old, with less than 15,000 miles.  We finance up to 100% of the purchase price, including tax, title and license fees.

Terms:

  • $24,999 and below qualify for terms up to 60 months
  • $25,000-$29,999 may qualify for terms up to 72 months
  • $30,000+ may qualify for terms up to 84 months

USED AUTOS

Used autos may have a maximum of 100,000 miles or be a maximum age of 10 years. We finance up to the NADA trade-in value plus tax, title and license fees.  Used autos financed within 90% of the retail value will be subject to a 1% rate decrease.

Terms:

  • $24,999 and below qualify for terms up to 60 months
  • $25,000-$29,999 may qualify for terms up to 72 months
  • $30,000+ may qualify for terms up to 84 months

Unable to finance rebuilt or salvaged autos due to a discrepancy in value.

NEW Auto Loan Rates
TermRates as low as:
Up to 36 months1.99% APR
37 - 60 months2.49% APR
61 - 72 months2.99% APR
73 - 84 months3.99% APR
USED Auto Loan Rates
TermRates as low as:
Up to 36 months3.49% APR
37 - 60 months4.99% APR
61 - 72 months5.99% APR
73 - 84 months6.99% APR

RATE MATCH:  If the dealer offers you a better rate, we’ll lower the rate you qualify for with us up to 1%. 

For example, if our rate is 3.99% and the dealer offers you 3.74% for the same term, we’ll match the 3.74% rate with documentation.  Based on dealer rate & terms.  Some restrictions apply.

Apply from Anywhere

Call 901-332-9232 or 800-833-3544 (if outside the 901 area code) or login to your account for an online application:

APPLY NOW

Online Payment Portal

Paying for your loan from an outside account?  Click here to make an easy online payment (email address and passcode required).

PAY NOW

First-Time Buyers. Buying a car for the first time, or with limited credit?  We have a special program just for you!  You’ll need a checking account with direct deposit – talk to us for details.

CALL 901-332-9232   OR   800-833-3544 (if outside the 901 area code)

Credit Restoration Auto Loans. Even with a discharged bankruptcy on your credit report, you might still be eligible for financing a new/used car through us. Speak to our loan department for details.

CALL 901-332-9232   OR   800-833-3544 (if outside the 901 area code)

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