Staying Protected Online
Online scams abound these days, but that doesn’t mean you should avoid the internet. Many of our members will shop on line this holiday season. We have a few tips from the National Credit Union Administration that can help you avoid becoming the victim of cyber fraud.
- Do not respond to unsolicited spam emails. You can add known senders to your safe list and avoid the rest. The Credit Association’s marketing and alert messages come from the following address: firstname.lastname@example.org.
- Be cautious of email claiming to contain pictures in attached files, as the files may contain viruses. When possible scan attachments you are not sure of for viruses.
- Do not click on links within unsolicited emails.
- Compare the link in the email to the web address of the link you are directed to and determine if they match.
- Log directly into the official website for the business identified in the email instead of linking to it from an unsolicited email.
- Contact the business that supposedly sent the email to verify if the email is genuine.
- Be wary of emails that urge you to act quickly. Fraudsters sometimes try to create a sense of urgency to get you to act.
- Verify any requests for personal information from any business or financial institution by contacting them directly using their main contact information.
The information presented here was taken from an Office of Consumer Protection report by the NCUA called, Help Keep Your Members Safe This Holiday Season. For more information on this topic and other consumer safety topics visit www.mycreditunion.gov.